Most clients use all three; some engage us for one.
Discretionary management of taxable, retirement, and trust accounts. Portfolios are constructed with asset location, tax-loss harvesting, and withdrawal sequencing built in from the start. We are a fee-only fiduciary: compensation comes from an asset-based fee disclosed in our Form ADV, never from commissions or product sales.
Standing counsel for business owners, executives, and families with moving parts. Typical work: entity and compensation structure, pre-sale planning for a business, Roth conversion and retirement-distribution strategy, charitable structuring, and coordinating with your estate attorney and other advisers so nothing falls between chairs.
Individual, trust, and business return preparation and year-round tax planning are provided by Southern Business Consulting LLC, a separate CPA firm under common ownership with Rich & Co. Clients engage SBC under its own agreement; investment advisory services are provided only by Rich and Company LLC.
Rich & Co. is fee-only. We do not sell products, accept commissions, or receive referral payments. Advisory fees are described in our Form ADV Part 2A, available on the Disclosures page and on request.
